3 Critical Reasons Why You Can’t Afford to Forgo iPhone Loss Insurance

Far too many consumers wrongly think that iPhone loss insurance isn’t something they really need. After all, money is tight in this day and age, so it’s important to save money wherever possible. Plus, most people consider themselves to be careful and responsible individuals that would never do something as stupid as lose their iPhone of all things. iPhone XR | DQ Solutions

Most people also find out the hard way how easy it is for an iPhone to slip out of your pocket when they’re not paying attention or be left behind at a shop or a night club, never to be seen again. Then they pay for their mistake by having to spend hundreds of dollars, if not over a thousand, to replace their phone. Don’t make the same mistake they did! The right iPhone loss insurance should never be considered optional. The following are just a few of the reasons why. https://www.wikihow.com/Check-if-Your-iPhone-Is-Unlocked

1. Your Manufacturer’s Warranty Will Not Cover You

Even though Apple is well known for standing behind their stellar line of products with a manufacturer’s warranty that is truly tough to beat, it’s incredibly important that you not make the mistake of thinking it doubles as iPhone loss insurance. Your iPhone warranty does not cover loss, accidental damage, or theft so it is important that you purchase a separate policy that will cover you when it comes to all the possible things that could happen to your phone. You’ll be glad you did the first time you reach for you iPhone in the morning to check your messages and realize you accidentally left it in the back of a cab the night before.

2. Your Household Items Insurance Policy Should Not Be Trusted to Cover Your Phone

Many people think they’re really making a smart choice when they forgo their option to purchase iPhone loss insurance in favor of counting on their household items insurance policy to cover them instead. After all, it does cover personal items such as mobile phones. However, making this your choice can actually wind up costing you more money than simply investing in an iPhone loss insurance policy would have. The portion of the replacement cost your provider will expect you to cover will be much higher than it otherwise would be and you’ll lose your “no claims” bonus, too. If you’re the type of person who actually tends to lose phones often, then you are almost surely looking at premium raises at some point down the line as well.

3. You Can’t Afford to Forgo iPhone Loss Insurance… Literally

Most people wind up getting an unbeatable deal on their new iPhone through their mobile service provider. Some even are lucky enough to obtain theirs as a free upgrade. Have you ever really noticed how much that iPhone really costs though? Depending on the model, it could be upwards of a thousand dollars! Can you afford to pay that amount out of pocket if you need to replace your phone? Unless you’re unusually wealthy, then you probably can’t. Better to go with iPhone loss insurance from day one and actually have some peace of mind knowing your investment is fully protected. You’ll be glad you did someday!